If you cannot work due to a serious illness or grave physical injury, you would be eligible for certain types of benefits through the Social Security Administration. Disabled Texas individuals often have a difficult time securing the benefits they deserve, even with a valid claim. It is beneficial for you to understand as much as possible about these benefits before you apply.
There are two main types of disability benefits, Social Security Disability Insurance and Supplemental Security Income. The right benefits for you depend on your income and other factors. Before you move forward with an application, you may need to know the right option for you, along with how you can prove your disability.
Understanding qualifications for disability benefits
Disability benefits through the Social Security Administration are not always easy to secure, even if you have a valid disability and plenty of documentation to validate your claim. As you move forward with your claim for benefits, you will need to understand the differences between SSI and SSDI, which are as follows:
- SSI — Supplemental Security Income is for individuals who may not have a work history, and therefore, are not eligible for SSDI benefits. Payment amount depends on income and assets of the applicant.
- SSDI — Social Security Disability Income is for qualified individuals who have a valid disability and a valid work history. Payment amount depends on the applicant’s Social Security earnings record.
There are distinct differences between the qualifications for each type of disability benefits, but they each have the same goal — to help individuals who cannot work for a physical or mental reason.
The benefits application process can be complex, confusing and frustrating. If you are considering applying, you would be wise to first understand the types of benefits available to you and how you can move forward with the appropriate steps to secure the support you need.
You do not have to pursue benefits alone
Even with a valid disability, many initial claims come back denied. This is not the end of the road for you. Through reconsiderations of your claim or appeals, you can still pursue a successful outcome to your efforts.
Whether you are completing your initial application for SSDI or SSI benefits or you need to appeal and continue your fight, you do not have to do it alone. Many applicants find it beneficial to work with a lawyer experienced in Social Security disability claims of all types.