Social Security Disability benefits are often available to people who are unable to work due to physical or mental disabilities. The Social Security Administration denies most initial applications. However, the initial denial by the Social Security Administration is not permanent, and you have the opportunity to appeal the denial.

You may qualify for Social Security Disability, SSDI, if you have worked five of the past ten years and can establish you are disabled due to physical or mental problems. More specifically, you are required to have worked 20 quarter years of the past 40 quarter years in order to receive Social Security Disability. The amount of money you receive will depend upon the amount of money that you paid in while you are working.

If you have not worked long enough to receive Social Security Disability you may qualify for Supplemental Security Income, or SSI. In order to qualify for SSI your income must fall below certain income levels and you must have limited assets. Supplemental Security Income is limited to about $750.00 per month.

One of the requirements for either type of Social Security Disability is that your disabling physical or mental conditions must be expected to last one year or more. It is up to your Attorney or representative to help you to establish that your disabling conditions will last one year or more.

This information is for education and is not legal advice.