Social Security Disability Insurance And Supplemental Security Income
The Social Security Administration (SSA) offers programs that help individuals get the financial assistance they need to meet their obligations when they are struggling with a disability. These programs are called Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). While these programs exist to help disabled individuals, the process of qualifying for and obtaining benefits can be difficult and exhausting, especially when you are unfamiliar with the law.
What Is Social Security Disability Insurance (SSDI)?
This is an insurance program for disabled workers. It requires individuals to pay into a federal program through payroll deductions. You are “insured” by the program if you have been employed for five of the past 10 years or, more technically, 20 quarter years of the past 40 quarter years. It is not uncommon for someone to receive $1,600 per month on SSDI. While this is sometimes called an “entitlement plan,” it is not necessarily a fair assessment of the benefits, due to the fact that individuals pay into the program, similar to a private insurance plan.
What Is Supplemental Security Income (SSI)?
This needs-based program differs from SSDI in that an individual does not need to have paid into the program through payroll deductions to obtain monthly benefits. That means that benefits are available to people who have never worked or have worked too little to qualify for SSDI. Generally speaking, applicants must prove that they are too disabled to work and that they have very little assets, property or income. However, SSI benefits are limited to approximately $680 per month.
In some cases, if one receives very little on SSDI, he or she can supplement that by receiving SSI, but it depends on a variety of factors. SSI is also available to disabled children, the elderly and the blind.
How SSDI And SSI Lawyer Mark Di Carlo Can Help
Since 1985, Mark Di Carlo has been advocating for the disabled in the Corpus Christi, Texas, area. He has compassionately helped numerous people obtain the benefits they need. Mr. Di Carlo can help you understand the difference between SSDI and SSI and can represent you when applying for benefits or if you have been denied benefits.
Free Initial Consultations, And No Fees Unless You Get Benefits
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